Business Loans

Apply Now

    Find the Best Business Loan Offers for Your Needs
    from Over 25 Lenders

    A business loan is simply money borrowed to help a company grow. This can cover various expenses such as:

    • Everyday expenses: Paying salaries, rent, and other bills.
    • Buying equipment: Purchasing vehicles, machinery, or inventory.
    • Real estate: Acquiring property for the business.
    • Starting a new business: Funding initial setup costs.

    Business Loan Types

    • Term Loans: A one-time loan repaid over a set period. Used for major purchases like equipment
    • Working Capital Loans: Short-term loans to help with cash flow when needed
    • Equipment Financing: Loans where the equipment itself acts as collateral
    • Letters of Credit: Guarantees for businesses involved in international trade
    • Bill/Invoice Discounting: Receiving money upfront for invoices, at a discounted rate

    Business Loan Features & Benefits

    • Versatile: Fund growth, buy equipment, manage cash flow, and more
    • Growth Catalyst: Expand operations, acquire assets, and seize new opportunities
    • Cash Flow Relief: Bridge temporary cash shortages
    • Investment in Efficiency: Purchase essential tools and technology
    • Tax Benefits: Interest payments may be tax-deductible
    • Credit Building: On-time repayments improve your business credit score

    Business Loan Eligibility

    • Nationality: Must have an Indian nationality
    • Business Vintage:Business must have a minimum vintage of 3 years
    • CIBIL Score: CIBIL score should be 675 or above
    • Work Status: Must be self-employed
    • Age: Age should be between 20-65 years
    • Co-Applicant: Co-applicant is required

    List of Documents

    • PAN Card for the company/firm/individual
    • Aadhaar Card, Passport, or Voter's ID Card
    • A separate PAN Card
    • Driving License
    • Bank statement for the previous 6 months
    • Latest ITR along with the computation of income, Balance Sheet, and Profit & Loss account for the previous 2 years, CA certified or audited
    • Proof of continuation such as ITR, Trade License, Establishment Certificate, or Sales Tax Certificate
    • Sole Proprietorship Declaration or a certified copy of the Partnership Deed
    • Certified true copy of the Memorandum & Articles of Association, certified by the Director
    • Original Board resolution

    Disclaimer: Finoneeds works with a network of lenders. They can compare loan offers from these lenders and help you apply for the one that best< suits your needs. Essentially, they act as a go-between for you and the lenders.

    Facebook Youtube Instagram Linkedin
    Choose from our list of partners

    Our Loan Options

    Aditya-birla-capital-logo
    cholamandalam
    bajaj-finserv-logo
    Credit_Saison_logo
    finable finanac
    hdfc-logo
    hero-fincorp-logo
    HSBC-Logo
    icici-logo
    idfc-first-logo
    incred-logo
    Indusind-logo
    l&t finance
    poona wala
    sfmg-logo
    Tata-capital-logo (1)
    yesbank-logo
    kotak-logo
    Compare between our wide range of partners

    Comparative Analysis

    Comparative Analysis
    Financial Institutions ▲ Rate of Interest ▲ Loan Amount ▲ Processing Fee ▲ Foreclosure Condition ▲ Foreclosure Charges ▲ Part Payment Options ▲ Disbursal TAT ▲ Minimum Monthly Income ▲
    HSBC Bank Personal Loan 9.99% - 16.00% p.a. Up to Rs.35 lakh 1% Post 1 Year 4% NO 3-4 Days 30K
    HDFC Bank Personal Loan 10.75% - 24.00% p.a. Up to Rs.45 lakh Up to 7999/- Post 1st EMI 4% NO 1-2 Days 30K
    IndusInd Bank Personal Loan 10.49% p.a. onwards Up to Rs.30 lakh 1.50% Post 1 Year 4% NO 3-4 Days 30K
    ICICI Bank Personal Loan 10.85% - 16.25% p.a. Up to Rs.45 lakh Up to 9999/- Post 6 Months 4% NO 1-2 Days 30K
    Yes Bank Personal Loan 11.25% p.a. - 21% p.a. Up to Rs.25 lakh 1.50% Post 1 Year 4% NO 3-4 Days 30K
    Kotak Mahindra Bank Personal Loan 10.99% p.a. onwards Up to Rs.35 lakh 1.50% Post 1 Year 4% NO 3-4 Days 30K
    IDFC First Bank Personal Loan 10.99% p.a. onwards Up to Rs.25 lakh 1-2% Post 6 Months 4% NO 1 Day 28K
    Tata Capital 10.99% onwards Up to Rs.25 lakh 1.5-2% Post 6 Months 4% Yes 2-3 Days 30K
    Bajaj Finance 10.99% onwards Up to 38 Lakhs Up to 2% Post 3 Months 4% Yes 1 Day 35K
    SMFG India 13% onwards Up to Rs.20 lakh Up to 3% Post 6 Months 4% NO 3-4 Days 30K
    Aditya Birla Capital 14% onwards Up to Rs.35 lakh Up to 3% Post 1 Year 4% Yes 3-4 Days 30K
    Credit Saison 16% onwards Up to Rs.15 lakh Up to 2.5% Post 1 Year 4% NO 3-4 Days 30K
    Fincare 20% onwards Up to Rs.5 lakh Up to 4% Post 6 Months 4% NO 2-3 Days 30K
    Incred Finance 24% onwards Up to Rs.10 lakh Up to 4% Post 6 Months 4% NO 2-3 Days 30K
    L&T Finance 16% onwards Up to Rs.25 lakh 1.5-2% Post 6 Months 4% YES 2-3 Days 30K
    Cholamandalam Finance 13% onwards Up to Rs.25 lakh Up to 3% Post 6 Months 4% NO 2-3 Days 30K
    Poonawalla Fincorp 13% onwards Up to Rs.40 lakh 1.5-2% Post 6 Months 4% YES 2-3 Days 30K
    arrow
    Apply Now
    • Instant Approvals
    • Safe & Secure Transactions
    • Expert Support
    Features Section
    Instant Approvals
    Safe & Secure Transactions
    Expert Support
    Apply Now

    Finoneeds is a dynamic financial services portal that connects the borrower with the best lending opportunities. It offers a wide range of unsecured and secured loan products, including credit card and loan consolidation services. 

    Facebook Youtube Instagram Linkedin

    Unsecured Loans

    secured loans

    Quick Links

    Contact Information

    © 2025 Copyright by Finoneeds | All Rights Reserved | Website Developed & Maintained By Let’s Manage