Loan Agasinst Property

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    Loan Against Property Types

    Loans Against Property Features & Benefits

    Loan Against Property Eligibility

    List of Documents

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    Comparative Analysis

    Banks ▲ Starting Interest Rate (p.a.) ▲
    Kotak Mahindra Bank8.75% p.a. onwards
    Union Bank of India8.35% p.a. onwards
    Bank of Baroda8.40% p.a. onwards
    Central Bank of India8.50% p.a. onwards
    Bank of India8.50% p.a. onwards
    State Bank of India8.50% p.a. onwards
    HDFC Home Loans8.75% p.a. onwards
    LIC Housing Finance8.50% p.a. onwards
    Canara Bank8.40% p.a. onwards
    Punjab and Sind Bank8.40% p.a. onwards
    IDFC First Bank8.50% p.a. onwards
    Bank of Maharashtra8.35% p.a. onwards
    Punjab National Bank8.35% p.a. onwards
    IDBI Bank8.50% p.a. onwards
    HSBC Bank8.50% p.a. onwards
    Karur Vysya Bank8.50% p.a. onwards
    Jammu and Kashmir Bank8.75% p.a. onwards
    South Indian Bank8.75% p.a. onwards
    Federal Bank8.80% p.a. onwards
    Standard Chartered Bank8.85% p.a. onwards
    Karnataka Bank8.85% p.a. onwards
    Dakhanimi Bank9.35% p.a. onwards
    Tata Capital8.60% p.a. onwards
    Tamilnad Mercantile Bank8.60% p.a. onwards
    Bandhan Bank9.16% p.a. onwards
    Yes Bank8.60% p.a. onwards
    Hudco Home LoanContact the bank
    Aditya Birla8.60% p.a. onwards
    GIC Housing Finance8.80% p.a. onwards
    Shriram Housing9.50% p.a. onwards
    India Shelter Finance12% p.a. onwards

    Loan Against Property

    ICICI BANK

    Hassle free online process.
    Pocket-friendly repayment

    Int Rates: Floating rates from 8.50% to 9.50%

    Tenure: extend up to 30 years

    Processing Fess: 0.25% to 2% of the loan amount.

    IDFC BANK

    Hassle free online process
    Pocket-friendly repayment

    Int Rates: From 8.00% to 9.50%
    Max Tenure: extend up to 30 years*


    Processing Fess:0.5% to 1% of loan amt

    BAJAJ FINANCE

    Hassle free online process
    Pocket-friendly repayment

    Int Rates: From 8.00% to 9.50%
    Max Tenure: extend up to 30 years*

    Processing Fess:0.5% to 1% of loan amt

    HDFC BANK

    Hassle free online process.
    Pocket-friendly repayment

    Int Rates: 8.00% to 10.50%

    Tenure: extend up to 30 years

    Processing Fess: 0.5% to 1.5% of the loan amount, with a minimum amount of ₹3,000 plus GST.

    STANDARD CHARETED

    Hassle free online process.
    Pocket-friendly repayment

    Int Rates: start from around 8.45% per annum

    Tenure: extend up to 30 years

    Processing Fess: 0.5% to 1% of the loan amount, with a minimum amount of ₹10,000 plus GST.

    KOTAK MAHINDRA

    Hassle free online process
    Pocket-friendly repayment

    Int Rates: From 8.00% to 9.50%
    Max Tenure: extend up to 20 years

    Processing Fess: 0.5% to 1% of the loan amount, with a minimum amount of ₹10,000 plus GST

    TATA CAPITAL

    Hassle free online process
    Pocket-friendly repayment

    Int Rates: start from around 8.75% per annum

    Max Tenure: extend up to 30 years

    Processing Fess:0.5% to 2% of loan amt

    INDUSIND BANK

    Hassle free online process
    Pocket-friendly repayment

    Int Rates: start from around 8.95% per annum
    Max Tenure: extend up to 30 years

    Processing Fess: 0.5% to 1% of the loan amount, with a minimum amount of ₹10,000 plus GST

    YES BANK

    Hassle free online process
    Pocket-friendly repayment

    Int Rates: floating rates from around 8.95% per annum
    Max Tenure: extend up to 30 years*

    Processing Fess:0.5% to 1% of the loan amount, with a minimum amount of ₹10,000 plus GST.

    Comparative Analysis

    Financial Institutions

    Rate of Interest

    Processing Fee

    Loan Amount

    For closure Condition and charges

    Part Payment Options

    Disbursal TAT

    Minimum Monthy Income

    HDFC

    10.25%-

    12.25%

    Rs 4719

    Min. 50,000 Max. as per eligibility

    Yes

    3 - 4 Working Days

    Rs 25000

    1-6 Years

    Bajaj Finance

    13.00% -

    15%

    Upto 1.50%

    Upto Rs.35 Lacs

    Yes

    24 Hrs

    Rs 40000 for Metro and Rs 25000 for Non Metro

    1-7 Years

    IDFC

    10.75% - 13.45%

    upto 3999 + GST

    Min. 50,000 Max. as per eligibility

    No

    1 - 2 Working Days

    Rs 20000

    1-5 Years

    ICICI

    10.50% - 17.50%

    Rs.4999 for Special offers otherwise 1% - 1.5%

    Min. 50,000 Max. as per eligibility

    No

    3 - 4 Working days

    Rs 25000

    1-6 Years

    Standard Chartered

    11.00% - 12.50%

    1%

    Rs.1,00,000 - Rs.50,00,000

    No

    1 - 2 Working Days

    Rs 25000

    1-5 Years

    Kotak Mahindra

    10.50% - 16.99%

    0.99% - 2.0% of Loan Amount

    Rs.100,000 - Rs.20,00,000

    Yes

    3 - 4 Working days

    Rs 25000

    1-5 Years

    Tata Capital

    11.99% - 17%

    1.50%-2.00%

    Rs.75,000 - Rs.15 Lacs

    Yes

    1 - 2 Working Days

    Rs 25000

    1-6 Years

    Fullerton India

    11.99% - 26%

    1.00%-2.00%

    Rs.50,000 - Rs.15,00,000

    No

    4 - 5 Working Days

    Rs 20000

    1-5 Years

    IndusInd Bank

    12.99%–20%

    0.5% -2%

    Rs.1,00,000 - Rs.25,00,000

    No

    4 working days

    Rs 25000

    1-5 Years

    Yes Bank

    10.75% - 16.99%

    1-2%

    Rs.100,000 - Rs.40,00,000

    Yes

    3 working days

    Rs 25000

    1-6 Years

    Axis Bank

    10.75% - 16.99%

    1.00%-2.00%

    Rs.100,000 - Rs.30,00,000

    Yes

    48 Working days

    Rs 20000

    1-5 Years

    Additional Security Deposit

    99

    99

    99

    99

    9

    9

    99

    Our Partners

    Cehck eligibilty

    Eligibility For Loan Against Property

    Age

    18/21 years – 60/65 years

    Employment Type

     Salaried
    Self-Employed professionals

    Credit score

    750 or above with a good credit history

    Minimum Net Income (Monthly)

    ₹15,000(non-metro cities)
    ₹20,000( metro cities)

    Loan Amount

    Up to ₹50 lacs depending on the credit profile

    Work Experience

    Salaried

    Employed at current company for at least 6/12 months
    Self-Employed

    Business tenure of at least 3 years (continuous)
    ITR of last 3 years

    Documents Required For
    Loan Against Property

    FOR SALARIED INDIVIDUALS
    FOR SELF-EMPLOYED INDIVIDUALS

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    Loan Against Property